The cost of Asian rhinoplasty varies greatly based on the individual procedure. During a recent LIVE radio interview with John Johnson, Dr. Nassif gave a ballpark figure of $20,000 for a typical rhinoplasty procedure. This includes his surgical fee, anesthesiologist fees and facility fee.
When it comes to Asian rhinoplasty, finding a specialist with extensive experience in ethnic rhinoplasty is essential. This may mean that you pay more, but the expensive is generally worth it in order to ensure a positive outcome. Nevertheless, it is a big expense and one that most patients don’t take lightly.
For this reason, it is essential to consider financial eligibility, which means establishing health care coverage(s) and determining your out-of-pocket costs prior to electing a rhinoplasty procedure. For specific information regarding your carrier’s coverage, be sure to contact your individual health insurance company with any questions or concerns.
Understanding Insurance Coverage
There are two basic types of health insurance plans:
1) HMO, or health maintenance organization, is based on a network of doctors or providers belonging to a managed care system. In other words, this network of doctors agrees to see patients with HMO coverage. In most cases, an HMO plan requires its members to maintain a PCP or primary care provider to refer the patient to the specialist needed. It is rare that an HMO will grant out-of-network care. Often times, patients may know of or prefer to work with a particular physician but they cannot because the surgeon does not contract with their HMO network.
2) PPO, known as the preferred provider plan, does not require the patient to maintain a primary care provider. Therefore, the PPO participant does not need a referral to seek care with the specialist of their choice. Most surgeons today contract with preferred provider plans, meaning they are in-network physicians.
If a patient chooses a surgeon who does not contract with either their HMO or PPO health insurance plan, then the patient is financially responsible for all related rhinoplasty costs.
What is Covered?
In most cases, health insurance companies will not cover cosmetic-based rhinoplasty procedures. If your Asian rhinoplasty or nasal surgery is considered medically necessary by your treating physician, facial plastic surgeon and/or board certified otolaryngologist, then insurance may cover a portion of the cost or the total cost of your procedure. Some examples of common medical conditions requiring functional repair include deviated septum, nasal fracture, nasal vestibular stenosis and enlarged nasal turbinates. If a patient elects for cosmetic surgery at the same time, insurance typically will not cover those portions of the surgery related to the cosmetic changes.
After surgery is complete, all related surgical fees are submitted to your insurance company for review. Any and all eligible payments will be released individually to the treating surgeon, anesthesiologist and surgical facility. Your health insurance company will then send you a copy of your policy’s explanation of benefits outlining your financial responsibility.
Please contact Asian Rhinoplasty Specialist Dr. Paul Nassif at his Beverly Hills office to schedule a private consultation and discuss individual Asian rhinoplasty fees: (310) 904-6999.